About FinOS

Building the Financial OS for Southeast Asia

FinOS is a Vietnamese FinTech company building the digital financial infrastructure for banks, fintechs, and the broader ecosystem.

Get in TouchOur Mission
2021
Founded
10+
Products & Solutions
10+
Integration Partners
eKYCeSigneConnecteCrediteDocAIMLendingMInvestmentMInsuranceeRecruiteTrustFinOSPLATFORMSOUTHEAST ASIA
One platform · four pillars
Digital IdentityeKYC · eSign
Document AIeDocAI
Embedded FinanceLending · Invest
EngagementeConnect · eRecruit

Our Mission & Our Vision

Our Mission

To empower financial institutions with modular, AI-driven technology that accelerates digital transformation — making finance faster, smarter, and more accessible.

Our Vision

To become the leading financial operating system in Southeast Asia — the trusted infrastructure layer powering the next generation of financial services.

FinOS by the numbers

2021
Founded
10+
Products & Solutions
10+
Integration Partners
99.9%
Uptime Guarantee

Our Story

Milestones that shaped FinOS.

2021

FinOS founded

Initial focus on eKYC and eSignSuite to digitize customer onboarding.

2022

Product expansion

Launch of eDocAI, eConnect and eCreditScore.

2023

Embedded Finance

Micro-Lending, Micro-Investment and Micro-Insurance go live.

2024

eTrust Platform

Launched the orchestration layer; first enterprise bank partnerships.

2025

Regional roadmap

Expansion roadmap initiated across Southeast Asia.

What We Stand For

The values guiding every product decision and partner engagement.

Security & Compliance, by Design

Architected to international security standards and Vietnamese regulatory requirements — not bolted on. End-to-end encryption and full audit trails.

Plug-and-Play Integration

API-first. Integrates alongside core banking — no core replacement required. Modular, so partners adopt only what they need.

Production-Proven

Not a POC — running in production for banks and fintechs across Vietnam.

Built for VN, SEA-Ready

Localized for Vietnam first; architected to extend across Southeast Asia as we follow our regional roadmap.

Our Products

Ten modular solutions across digital identity, document AI, embedded finance, and customer engagement.

eKYC

AI-powered identity verification — automate ID document recognition, facial matching, and liveness detection to onboard customers digitally in seconds.

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eDocAI

AI-powered document intelligence — OCR, classification, data extraction and auto-generation of reports turning unstructured documents into actionable data.

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eConnect

Multi-channel conversational AI for chatbot and voicebot across Web, Facebook, Zalo, Telegram — with knowledge management, sentiment analysis and seamless agent handoff.

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eRecruit

AI-driven talent management covering the full recruitment lifecycle — CV parsing, AI screening, video interviewing, pipeline management and contract signing.

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eSignSuite

Integrated digital transaction platform combining eSignature, eContract and eInvoice — full lifecycle from drafting to compliant e-invoicing under Vietnamese GDT standards.

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eCreditScore

AI-powered credit scoring engine — processes data from both traditional sources and new alternative sources proprietary to FinOS for accurate, real-time risk assessment.

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Micro-Investment

Plug-and-play technology supporting the end-to-end investment lifecycle, with a vast network of pre-configured asset managers & product distributors.

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Micro-Lending

Plug-and-play technology supporting the end-to-end lending lifecycle, with a vast network of pre-configured lenders & product distributors.

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Micro-Insurance

Digital insurance distribution — research, compare, purchase and manage insurance entirely online without in-person agents.

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eTrust Platform

End-to-end customer journey orchestration — combine eKYC, eSignSuite, eCreditScore and more into a single trusted onboarding flow.

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Interested in partnering with FinOS?

Let's discuss how our modular platform can accelerate your digital transformation.

Get in Touch