FinOS Micro-InsuranceA digital marketplace for insurance — compare, buy and manage policies without paperwork or agents.

Vietnam’s e-commerce shoppers routinely forgo purchase or travel protection because traditional insurance requires branch visits, lengthy paperwork, and multi-day processing — friction that kills conversion at the point of sale. Low-income and first-time buyers are disproportionately excluded, leaving a vast underinsured segment without accessible coverage.

Micro-Insurance’s Embedded Insurance API surfaces a contextual, one-tap protection offer at the exact checkout moment, binding the policy and issuing a digital certificate in seconds with no additional forms. The platform handles consent capture, premium collection, and insurer connectivity in a single integrated flow, removing every manual step between offer and coverage.