Identity Verification · KYC

FinOS eKYCRead documents, match faces and detect liveness — all in under 3 seconds, fully compliant.

AI-powered identity verification — automate ID document recognition, facial matching and liveness detection to onboard customers digitally in seconds.

CCCD · OCRVNeIDNHNNFinOS eKYCDOCUMENTVerification in progressScanning document…Document· · ·Liveness· · ·Match· · ·0% · < 3sAI LIVE
One API · four checks
Document OCRCCCD · Passport
VNeIDNational ID
Face Match> 99.5%
LivenessActive + Passive

See eKYC in action

Watch the complete digital onboarding flow from document capture to decision.

Key Features

A full digital identity stack covering document, face, liveness and risk — built for Vietnamese regulation and SEA scale.

01

AI Document OCR

  • Automated extraction from ID cards, passports, driver licenses
  • Multi-language support (Vietnamese, English)
02

Face Matching

  • Real-time selfie ↔ ID photo comparison
  • Accuracy > 99.5%
03

Liveness Detection

  • Active (challenge-response) and passive liveness
  • Anti-spoofing: photos, videos, 3D masks
04

Risk Scoring

  • Real-time risk decision per verification
  • Configurable thresholds per business rule
05

VNeID Integration

  • Direct connection to Vietnam's national ID database
  • Government-grade identity assurance
06

Audit Trail & Compliance

  • Full verification log with timestamps, images, decisions
  • Exportable for regulatory audit

How It Works

Seven steps from initiation to webhook decision — under 3 seconds end-to-end.

01
INPUT

Initiate

User opens the app/web and starts the KYC flow.

02
AI

Capture ID

Capture or upload a government ID document.

03
KNOWLEDGE

Extract & Validate

AI extracts and validates document data.

04
SENTIMENT

Liveness Selfie

User takes a selfie with liveness check.

05
HANDOFF

Face Match

AI matches face to ID photo.

06
ANALYTICS

Risk Score

Risk score → Pass / Refer / Fail.

Use Cases

Digital Account & Wallet Onboarding

The Challenge

Opening an account the traditional way means a branch visit, paper forms and a staff member manually checking an ID card. It takes days, abandons the majority of mobile applicants before they finish, and ties up branch teams on low-value verification instead of advisory work.

How eKYC Helps

eKYC turns onboarding into a guided, phone-only journey. The customer photographs their CCCD and takes a liveness selfie; the system extracts and validates the data, matches the face against the document, screens for fraud and makes the account-opening decision automatically — no agent, no branch, any time of day.

Business Impact
< 2 minTo open an account, versus several days through a branch
3–4×Higher application completion rate on mobile
24/7Onboarding available without staff or office hours

Frequently Asked Questions

CCCD (chip and non-chip), Passport, Driver License. Extensible on request.

Ready to implement eKYC?

Talk to our team about your integration plan — we'll respond within 1 business day.

Talk to Our Team