Embedded Investment · Assets

FinOS Micro-InvestmentDistribute fund products into any app — investors start from as little as 50,000 VND.

Embedded investment platform — connect asset managers to engaged investors at scale through automated solution and advanced AI technology.

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PLATFORMMicro-InvestmentLIVE MARKETPortfolio Performance+12.4% YTDAUM $2.8BRetail InvestorInstitutionalEquity FundBond / ETF
One platform · all asset classes
Equity FundsAsset managers
Bond FundsFixed income
ETFsIndex-linked
Money MarketLiquid assets

See Micro-Investment in action

A demo of the embedded investment widget and recurring savings.

Key Features

A full distribution stack — onboarding, suitability, embedded UI, recurring investing and reporting.

01

Fund Distribution Engine

  • Connect to multiple asset managers simultaneously
  • Automated order routing, matching and settlement
02

Investor Suitability Assessment

  • AI-driven risk profiling questionnaire
  • Regulatory-compliant suitability matching
03

Embedded Investment Widget

  • Drop investment UI into any app or platform
  • White-label experience with your branding
04

Portfolio Dashboard

  • Real-time portfolio value, returns, transaction history
  • Accessible via API or embedded widget
05

Automated Recurring Investment

  • SIP (Systematic Investment Plans)
  • Goal-based savings automation
06

Regulatory Compliance

  • SSC Vietnam compliance
  • FATCA/CRS reporting (cross-border)

How It Works

From signup to ongoing investing — entirely embedded.

01
INPUT

Onboard

KYC and suitability assessment via eKYC.

02
AI

Recommend

AI matches investor to suitable fund products.

03
KNOWLEDGE

Invest

Order placed via embedded widget or partner app.

04
SENTIMENT

Settle

Automated routing, matching and settlement.

05
HANDOFF

Track

Real-time portfolio dashboard and statements.

06
ANALYTICS

Recur

SIP and goal-based savings automation.

Use Cases

Super App Integration

The Challenge

Most banking and e-wallet super apps in Vietnam lack an investment layer, leaving idle balances uninvested and driving users to competing platforms. The friction of switching to a separate investment app results in low conversion and poor asset-under-management (AUM) growth for distribution partners.

How Micro-Investment Helps

Micro-Investment’s embedded widget drops a fully compliant fund-distribution experience directly inside a super app, enabling one-tap investing from existing wallet balances without the user ever leaving the app. The platform handles eKYC re-use, suitability checks, order routing and settlement automatically, so partners go live with zero investment-infrastructure build.

Business Impact
from 50k VNDMinimum ticket — opens the product to mass-market digital wallet users
< 5 minTime to first investment for returning KYC’d customers
↑ AUMPartners capture idle wallet balances as investable assets, growing managed AUM

Frequently Asked Questions

An AI-driven risk profiling questionnaire matches investors to compliant product tiers.

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Ready to implement Micro-Investment?

Talk to our team about your integration plan — we'll respond within 1 business day.

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