Embedded Investment · Assets

FinOS Micro-InvestmentDistribute fund products into any app — investors start from as little as 50,000 VND.

Embedded investment platform — connect asset managers to engaged investors at scale through automated solution and advanced AI technology.

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PLATFORMMicro-InvestmentLIVE MARKETPortfolio Performance+12.4% YTDAUM $2.8BRetail InvestorInstitutionalEquity FundBond / ETF
One platform · all asset classes
Equity FundsAsset managers
Bond FundsFixed income
ETFsIndex-linked
Money MarketLiquid assets

See Micro-Investment in action

A demo of the embedded investment widget and recurring savings.

Key Features

A full distribution stack — onboarding, suitability, embedded UI, recurring investing and reporting.

01

Fund Distribution Engine

  • Connect to multiple asset managers simultaneously
  • Automated order routing, matching and settlement
02

Investor Suitability Assessment

  • AI-driven risk profiling questionnaire
  • Regulatory-compliant suitability matching
03

Embedded Investment Widget

  • Drop investment UI into any app or platform
  • White-label experience with your branding
04

Portfolio Dashboard

  • Real-time portfolio value, returns, transaction history
  • Accessible via API or embedded widget
05

Automated Recurring Investment

  • SIP (Systematic Investment Plans)
  • Goal-based savings automation
06

Regulatory Compliance

  • SSC Vietnam compliance
  • FATCA/CRS reporting (cross-border)
Process · 6 steps

How It Works

From signup to ongoing investing — entirely embedded.

Start
Onboard

Onboard

KYC and suitability assessment via eKYC.

KYC & suitability

Recommend

AI matches investor to suitable fund products.

AI fund matching
Invest

Invest

Order placed via embedded widget or partner app.

Order via widget/app

Settle

Automated routing, matching and settlement.

Routing & settlement
Track

Track

Real-time portfolio dashboard and statements.

Real-time portfolio dashboard

Recur

SIP and goal-based savings automation.

Auto SIP & goals
Done

Use Cases

Super App Integration

The Challenge

Most banking and e-wallet super apps in Vietnam lack an investment layer, leaving idle balances uninvested and driving users to competing platforms. The friction of switching to a separate investment app results in low conversion and poor asset-under-management (AUM) growth for distribution partners.

How Micro-Investment Helps

Micro-Investment’s embedded widget drops a fully compliant fund-distribution experience directly inside a super app, enabling one-tap investing from existing wallet balances without the user ever leaving the app. The platform handles eKYC re-use, suitability checks, order routing and settlement automatically, so partners go live with zero investment-infrastructure build.

Business Impact
from 50k VNDMinimum ticket — opens the product to mass-market digital wallet users
< 5 minTime to first investment for returning KYC’d customers
↑ AUMPartners capture idle wallet balances as investable assets, growing managed AUM

Frequently Asked Questions

An AI-driven risk profiling questionnaire matches investors to compliant product tiers.

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Ready to implement Micro-Investment?

Talk to our team about your integration plan — we'll respond within 1 business day.

Talk to Our Team